Fraudsters can use your Social Security number to open up new credit accounts in your name — and those accounts can do all sort of damage to your credit score.
Fraudsters can use your Social Security number to open up new credit accounts in your name — and those accounts can do all sort of damage to your credit score.
“You can’t know what is in your credit report unless you look at it, and you won’t know what you need to work on until you know what is in it,”
There are two types of identity theft:
Many employers now routinely look at credit history when assessing job candidates. (About half, according to a 2012 study by the Society for Human Resource Management.) A report pockmarked by ID theft-related errors could sink your application. Employers can’t reject you because of what they see on your credit report without telling you, but then, employers can also gin up any old excuse for rejecting you. Legislation to eliminate the practice has been proposed by Sen. Elizabeth Warren (D-Mass.) and others, and a few states limit it, but odds are you live in a place where an impostor can steal both your money and your job prospects
Warning signs include credit or debit charges you don’t recognize, bills for accounts you didn’t open, and IRS notices that say you filed multiple tax returns. Everyone need identity theft
The use of phishing—essentially tricking people to give up personal and confidential information for the purposes of fraud, identify theft and financial gain—is old news. But it rears its ugly head every year during the holidays. All types of email and online fraud increase exponentially during the winter holidays as online shopping picks up and people become a little more distracted in general.
Whether at work or at home, you need to be vigilant to these attacks. Whether catching up on emails after being out of the office, or finishing up your online shopping, there are lots of things you can do to protect yourself
Identity fraud can be described as the use of that stolen identity in criminal activity to obtain goods or services by deception.
Fraudsters can use your identity details to:
The first you know of it may be when you receive bills or invoices for things you haven’t ordered, or when you receive letters from debt collectors for debts that aren’t yours.
Home life services will protect you
A new identify is stolen every 2 seconds. 1 in 4 people will experienced identity theft. Last year $16 Billion Stolen from 12.7 Million Identity Fraud Victims in 2014.
Should you be concern, YES!
ID Thefts happen every day, all over the world and it happens to all types of people. No matter how poor or rich you are, no one is completely safe from ID theft and its relative loses. So the only way to be protected is to be aware and make consistent efforts to monitor your accounts and information..
Sign up for Home Life services and be protected.
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